About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Otsego County, MI

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If you’re looking for independent living in the Otsego County area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Otsego County. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 41 independent living facilities in Otsego County, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like Gaylord, Boyne City and Lewiston.
You may also consider nearby communities such as Gaylord, Boyne City and Lewiston.

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top3CommunitiesWithLinks: August Haus, Aspen Ridge Retirement Village and Independence Village of Petoskey
zipAveragecost: $3,138

Otsego County Independent Living Facilities | 357 Reviews

Showing 32 communities
Last Updated: 11/21/25
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
5 star
33%
4 star
67%
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They keep the home clean and they make sure mom has clean clothes. Mom seems to be eating well. The caregivers are very nice and seem to be taking good care of mom. They have bird feeders outside in a...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Photo of Pineview Cottage
5 star
50%
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0%
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1 star
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My Mother has lived at Pineview for close to 2 years, and it has been absolutely wonderful for her! The staff truly feel like family, and they do so much more than care for the residents. The people that...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Country Village Apartments is an affordable senior, 55 and over housing community, located in the small, beautiful village of Roscommon, Roscommon County, MI. The community is located very close to Higgens Lake and Houghton Lake, offering beautiful views within walking distance, making this a...
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83%
4 star
17%
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Very nice and homey. Great staff, very caring and patient. Works well will resident and family to keep resident happy and safe. Highly recommend!
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Providing all the comforts of home is one of the goals of The Horizon Senior Living in Michigan. With five facilities statewide, we pride ourselves on providing your loved one with the assistance needed to live as dignified and self-sufficient life as possible. As a family-owned and operated...
5 star
29%
4 star
14%
3 star
14%
2 star
14%
1 star
29%
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I couldn't be happier with the staff and hospice in the way they took care of my mother. You all became family to us and I would like to say Thank You for caring and loving my Mother as we all did. Mom...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Brook of Houghton Lake is an assisted living community in Houghton Lake, MI. Houghton Lake is a popular retirement spot and vacation spot year round. The Brook of Houghton Lake is located across the street from Houghton Lake Park and just down the road from Houghton Lake, the largest inland...
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Cost of independent living in Otsego County, MI

The average cost of senior living in Otsego County is $3,138 per month. Cheaper nearby regions include Roscommon, MI with an average of $2,096 per month.

Independent living costs in Otsego County, MI, vs. nearby counties

Otsego County, MI
$3,125/mo
$3,290/mo

Independent living costs in Otsego County, MI, vs. state and national averages

Otsego County, MI
$3,125/mo
U.S. national average
$4,016/mo

Independent living costs in Otsego County, MI, vs. other senior living options

$3,124/mo
Independent Living
$3,125/mo

Independent living costs in Otsego County, MI, by floor plan type

Studio
$4,630/mo
1 Bedroom
$4,727/mo
2 Bedroom
$4,788/mo

Senior living costs in Otsego County vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Otsego County, MI
Column state: Michigan
Column national: U.S.
Community typeOtsego County, MIMichiganU.S.
Independent Living$3,125/mo$3,624/mo$4,016/mo
Assisted Living$3,126/mo$4,169/mo$4,557/mo
Memory Care$3,124/mo$4,531/mo$4,794/mo
Independent Living
Otsego County, MI:$3,125/mo
Michigan:$3,624/mo
U.S.:$4,016/mo
Assisted Living
Otsego County, MI:$3,126/mo
Michigan:$4,169/mo
U.S.:$4,557/mo
Memory Care
Otsego County, MI:$3,124/mo
Michigan:$4,531/mo
U.S.:$4,794/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Otsego County, MI, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Otsego County and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Otsego County, MIMI stateNational

Independent living cost trends in Otsego County, MI

The table below shows how monthly independent living costs in Otsego County have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Otsego County, MI$3,178/mo$3,592/mo-11.5%
Michigan$2,673/mo$2,607/mo+2.5%
National$3,194/mo$3,045/mo+4.9%
Otsego County, MI
2024 average cost:$3,178/mo
2023 average cost:$3,592/mo
Percent change:-11.5%
Michigan
2024 average cost:$2,673/mo
2023 average cost:$2,607/mo
Percent change:+2.5%
National
2024 average cost:$3,194/mo
2023 average cost:$3,045/mo
Percent change:+4.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Otsego County

Recent reviews for independent living in Otsego County

The Brook Retirement of Gaylord

5.0
I like this community for the care for my mom. The staff is very caring attentive to her needs. We like that she enjoys the meals. This is a like a home feeling for my mom. She does enjoy being social with the friends that she is made and is happy at this community for the care that she is ...
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The Residences at Harbor Watch in Petoskey, MI

4.0
This is a nice community, and my mother in law is doing very well here. They are caring for her and her needs very well. It is a great place with kind people. A place for mom was very helpful during this process. Gail my SLA was amazing and I'am really thankful for her help.

American House Petoskey Senior Living

3.8
American House ended up not being the ideal placement for my client. He often complained about unresponsive staff and attitude of staff. He ended up being transferred to a skilled nursing facility, had multiple admissions to the hospital, and ended up passing away just before Christmas. This ...
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Otsego County independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Otsego County independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Otsego County, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Otsego County independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Otsego County partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Otsego County, MINational
Nutritionist / dietician
Nutritionist / dietician
6.3%
20.5%
Low / no sodium
Low / no sodium
28.1%
34.1%
No sugar
No sugar
28.1%
31.5%
Vegetarian
Vegetarian
21.9%
33.6%
Pureed meals
Pureed meals
6.3%
8.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Otsego County independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Otsego County communities that offer dining options to their discerning residents compared to our partners nationally.
Otsego County, MINational
Professional chef
Professional chef
15.6%
36.5%
Restaurant style dining
Restaurant style dining
21.9%
43.5%
Room service
Room service
34.4%
36.9%
Anytime dining
Anytime dining
6.3%
17.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Otsego County independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Otsego County offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Otsego County, MINational
Activity director
Activity director
28.1%
45.3%
Pet-focused programs
Pet-focused programs
25%
28.4%
Community service programs
Community service programs
25%
32.8%
Devotional activities on-site
Devotional activities on-site
43.8%
49.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
34.4%
49.8%
Outings / off-site activities
Outings / off-site activities
40.6%
54.9%
Piano or organ
Piano or organ
28.1%
43.1%
Arts and crafts center
Arts and crafts center
31.3%
37.7%
Educational speakers / life long learning
Educational speakers / life long learning
28.1%
41.7%
Clubs / games / karaoke
Clubs / games / karaoke
31.3%
47.5%
Live performances
Live performances
34.4%
47.3%
Dances
Dances
21.9%
32.6%
Fitness center
Fitness center
28.1%
39.8%
Fitness classes
Fitness classes
34.4%
47%
0.0%20.0%40.0%60.0%80.0%100%
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