About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
Senior Living Home

10 Best Independent Living Communities in Spencer Settlement, NY

Answer a few questions to get personalized results
Who are you searching for?

If you’re looking for independent living in the Spencer Settlement area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Spencer Settlement. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 112 independent living facilities in Spencer Settlement, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like Utica, Rome and Canastota.
You may also consider nearby communities such as Utica, Rome and Canastota.

ShortCode tests:
top3CommunitiesWithLinks: Holiday Maple Downs, Parkrose Estates and Brookdale Clinton IL
zipAveragecost: $3,965

Spencer Settlement Independent Living Facilities | 489 Reviews

Showing 96 communities
Last Updated: 11/22/25
Sort by
Filter by
Review Score
Distance
See communities with
Amenities
Providers
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Bernardine Senior Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Clinton Plaza Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Lincoln Elms II
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Parkside Court Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Providence House Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Fairmount Gardens Senior Apts
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Located in a small town, surrounded by dairy farms……just at the edge of the beautiful Adirondack Mountains, Brookside Senior-Living Community is a place that readily feels like home. Brookside has that small –town appeal, where you really get to know your neighbors, where neighbors help neighbors...
Inline cta image

Our free advisors can help

  • Compare local facilities
  • Determine care type
  • Schedule tours
  • Evaluate pricing
Photo of Loretto Community Residences
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Grace View Manor is 40 unit apartment community that is dedicated to service Senior Citizens 62 years of age and older, and persons with mobility impairments. Grace View Manor is an independent living community and has proudly served the community since 1985. Located at 80 Calvary Drive, Grace...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Golden Age Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Chenango Valley Apartments
55 Photos available
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
We are a non-profit Home for Adults licensed by NY Department of Health serving Chenango County since 1896. This lovely home–like facility offers independence and security for older adults. Located in a quiet residential neighborhood close to downtown Norwich, the Home provides its residents a...
See details
Photo of Camillus Ridge Terrace
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Cost of independent living in Spencer Settlement, NY

The average cost of senior living in Spencer Settlement is $3,965 per month. Cheaper nearby regions include Oriskany Falls, NY with an average of $3,825 per month.

Independent living costs in Spencer Settlement, NY, vs. nearby cities

Spencer Settlement, NY
$3,965/mo
$4,188/mo
$4,080/mo

Independent living costs in Spencer Settlement, NY, vs. state and national averages

Spencer Settlement, NY
$3,965/mo
U.S. national average
$4,016/mo

Independent living costs in Spencer Settlement, NY, vs. other senior living options

$5,171/mo
Independent Living
$3,965/mo

Independent living costs in Spencer Settlement, NY, by floor plan type

Semi-Private
$4,656/mo
Studio
$4,757/mo
1 Bedroom
$4,011/mo
2 Bedroom
$4,033/mo
Detached Cottage/Bungalow
$3,900/mo

Senior living costs in Spencer Settlement vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Spencer Settlement, NY
Column state: New York
Column national: U.S.
Community typeSpencer Settlement, NYNew YorkU.S.
Independent Living$3,965/mo$4,409/mo$4,016/mo
Assisted Living$5,171/mo$5,523/mo$4,557/mo
Memory Care$5,171/mo$5,594/mo$4,794/mo
Independent Living
Spencer Settlement, NY:$3,965/mo
New York:$4,409/mo
U.S.:$4,016/mo
Assisted Living
Spencer Settlement, NY:$5,171/mo
New York:$5,523/mo
U.S.:$4,557/mo
Memory Care
Spencer Settlement, NY:$5,171/mo
New York:$5,594/mo
U.S.:$4,794/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Spencer Settlement, NY, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Spencer Settlement and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Spencer Settlement, NYNY stateNational

Independent living cost trends in Spencer Settlement, NY

The table below shows how monthly independent living costs in Spencer Settlement have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Spencer Settlement, NY$4,092/mo$3,655/mo+12.0%
New York$3,746/mo$3,653/mo+2.6%
National$3,265/mo$3,169/mo+3.0%
Spencer Settlement, NY
2024 average cost:$4,092/mo
2023 average cost:$3,655/mo
Percent change:+12.0%
New York
2024 average cost:$3,746/mo
2023 average cost:$3,653/mo
Percent change:+2.6%
National
2024 average cost:$3,265/mo
2023 average cost:$3,169/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Spencer Settlement

Recent reviews for independent living in Spencer Settlement

The Athenaeum of Skaneateles

5.0
The Athenaeum is the best assisted living facility in all of Central New York. Everyone is so nice and they provide excellent care. It is a sad day when a loved one can no longer live in their own home. The Athenaeum will make you feel so much better about this difficult move. Take a tour ...
Read more

New Burton Homestead in Rome, NY

5.0
[name removed] is wonderful she goes out of her way for everyone that lives here!! Thank you [name removed] for helping my grandparents during this next adventure in their life together!!! Would recommend others to tour :)

Presbyterian Residential Community in New Hartford, NY

4.5
Ask a lot of questions. Don't assume. . . We find out new things all the time. So even if you think you know, ask. And make sure you ask if there is a charge/fee, as that information has been an afterthought on their part. Generally they provide good care to my loved one.

Spencer Settlement independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Spencer Settlement independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Spencer Settlement, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Spencer Settlement independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Spencer Settlement partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Spencer Settlement, NYNational
Nutritionist / dietician
Nutritionist / dietician
9.4%
20.5%
Low / no sodium
Low / no sodium
17.7%
34.1%
No sugar
No sugar
16.7%
31.5%
Vegetarian
Vegetarian
12.5%
33.6%
Pureed meals
Pureed meals
3.1%
8.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Spencer Settlement independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Spencer Settlement communities that offer dining options to their discerning residents compared to our partners nationally.
Spencer Settlement, NYNational
Professional chef
Professional chef
9.4%
36.5%
Restaurant style dining
Restaurant style dining
15.6%
43.5%
Room service
Room service
10.4%
36.9%
Anytime dining
Anytime dining
6.3%
17.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Spencer Settlement independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Spencer Settlement offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Spencer Settlement, NYNational
Activity director
Activity director
21.9%
45.3%
Pet-focused programs
Pet-focused programs
12.5%
28.4%
Community service programs
Community service programs
9.4%
32.8%
Devotional activities on-site
Devotional activities on-site
19.8%
49.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
19.8%
49.8%
Outings / off-site activities
Outings / off-site activities
25%
54.9%
Piano or organ
Piano or organ
15.6%
43.1%
Arts and crafts center
Arts and crafts center
13.5%
37.7%
Educational speakers / life long learning
Educational speakers / life long learning
14.6%
41.7%
Clubs / games / karaoke
Clubs / games / karaoke
20.8%
47.5%
Live performances
Live performances
19.8%
47.3%
Dances
Dances
8.3%
32.6%
Fitness center
Fitness center
11.5%
39.8%
Fitness classes
Fitness classes
19.8%
47%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Holiday Maple Downs, Parkrose Estates and Brookdale Clinton IL are the top-rated independent living facilities near Spencer Settlement, New York. See full list of communities.
There are 112 independent living facilities near Spencer Settlement, New York. See the full list.
The best independent living facility near you in Spencer Settlement, New York is Holiday Maple Downs. This independent living community received the highest ranking based on verified family reviews.
Photo cta image

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
Back to top