About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Terra Cotta, IL

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If you’re looking for independent living in the Terra Cotta area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Terra Cotta. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 31 independent living facilities in Terra Cotta, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like Middlebury, West Lake Forest and McHenry Shores.
You may also consider nearby communities such as Schaumburg, Elgin and Palatine.

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top3CommunitiesWithLinks: The Fountains of Crystal Lake, Shepherd Premier Living Crystal Lake II and Clarendale of Algonquin
zipAveragecost: $4,605

Terra Cotta Independent Living Facilities | 1070 Reviews

Showing 31 communities
Last Updated: 12/6/25
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of Woodstock Commons Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of The Reisdences of Lake in the Hills
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Liberty Arms
5 star
27%
4 star
47%
3 star
13%
2 star
0%
1 star
13%
See all reviews
Everything is going great since my move here. The place is very comfortable and everyone is very nice. I am one of the youngest people here, and they don't have any activities. They have some meals provided...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Liberty Arms, Lake County's newest senior living community, has been designed to address the social and economical needs for its senior residents, age 55 and older. Liberty Arms offers seniors a maintenance-free lifestyle opportunity with an array of support services as well as luxurious and...
Photo of Melody Senior Living
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Very happy with this facility. It's next over to their assisted living facility so I am next door to my husband who is there. Their programs are wonderful.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Thomas Place at Fox Lake
5 star
33%
4 star
33%
3 star
0%
2 star
0%
1 star
34%
See all reviews
I became familiar with this building when active with the Chamber of Commerce - and was totally impressed with the facility. When looking to move from single family home to "senior living", I searched...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Our mission is to serve all the area's seniors in a first class development with the goal of maintaining a dignified quality of life for the residents in their new environment.Thomas Place has been specifically designed for seniors aged 55 and older. The mix of large, one and two bedroom units...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Cost of independent living in Terra Cotta, IL

The average cost of senior living in Terra Cotta is $4,605 per month. Cheaper nearby regions include Greenwood, IL with an average of $4,055 per month.

Independent living costs in Terra Cotta, IL, vs. nearby cities

Terra Cotta, IL
$4,605/mo

Independent living costs in Terra Cotta, IL, vs. state and national averages

Terra Cotta, IL
$4,605/mo
U.S. national average
$4,016/mo

Independent living costs in Terra Cotta, IL, vs. other senior living options

$5,869/mo
Independent Living
$4,605/mo

Independent living costs in Terra Cotta, IL, by floor plan type

Semi-Private
$5,225/mo
Studio
$5,351/mo
1 Bedroom
$5,325/mo
2 Bedroom
$5,868/mo

Senior living costs in Terra Cotta vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Terra Cotta, IL
Column state: Illinois
Column national: U.S.
Community typeTerra Cotta, ILIllinoisU.S.
Independent Living$4,605/mo$4,331/mo$4,016/mo
Assisted Living$5,842/mo$5,149/mo$4,557/mo
Memory Care$5,869/mo$5,166/mo$4,794/mo
Independent Living
Terra Cotta, IL:$4,605/mo
Illinois:$4,331/mo
U.S.:$4,016/mo
Assisted Living
Terra Cotta, IL:$5,842/mo
Illinois:$5,149/mo
U.S.:$4,557/mo
Memory Care
Terra Cotta, IL:$5,869/mo
Illinois:$5,166/mo
U.S.:$4,794/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Terra Cotta, IL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Terra Cotta and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Terra Cotta, ILIL stateNational

Independent living cost trends in Terra Cotta, IL

The table below shows how monthly independent living costs in Terra Cotta have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Terra Cotta, IL$4,157/mo$4,200/mo-1.0%
Illinois$3,094/mo$3,076/mo+0.6%
National$3,261/mo$3,166/mo+3.0%
Terra Cotta, IL
2024 average cost:$4,157/mo
2023 average cost:$4,200/mo
Percent change:-1.0%
Illinois
2024 average cost:$3,094/mo
2023 average cost:$3,076/mo
Percent change:+0.6%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Terra Cotta

Recent reviews for independent living in Terra Cotta

Silver Glen Senior Living in South Elgin, IL

4.7
I would definitely recommend Silver Glen Senior Living to others. The facility itself is great, the rooms are really nice, and everyone seems so nice and welcoming. Another great thing they have is they work with a company that provides Physical therapy, Speech and OT on the premises.. so ...
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Shepherd of Harvard

5.0
I am very happy with the care that my mother is getting at this very nice and home feeling community. The staff is wonderful and very attentive. I like that the community is clean. <y mother is really liking the activities and she likes what is offered. We would highly recommend this small ...
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Lakeland Apartments in Fox Lake, IL

5.0
We think this is a really good community and every time we come to visit things look clean and well taken care of. The outside of the building and everything around it is well maintained. The property manager [name removed] has been so wonderful to work with. She has been very helpful, ...
Read more

Terra Cotta independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Terra Cotta independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Terra Cotta, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Terra Cotta independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Terra Cotta partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Terra Cotta, ILNational
Nutritionist / dietician
Nutritionist / dietician
33.3%
20.5%
Low / no sodium
Low / no sodium
46.7%
34.1%
No sugar
No sugar
43.3%
31.5%
Vegetarian
Vegetarian
43.3%
33.6%
Pureed meals
Pureed meals
16.7%
8.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Terra Cotta independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Terra Cotta communities that offer dining options to their discerning residents compared to our partners nationally.
Terra Cotta, ILNational
Professional chef
Professional chef
60%
36.5%
Restaurant style dining
Restaurant style dining
60%
43.5%
Room service
Room service
56.7%
36.9%
Anytime dining
Anytime dining
20%
17.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Terra Cotta independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Terra Cotta offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Terra Cotta, ILNational
Activity director
Activity director
63.3%
45.3%
Pet-focused programs
Pet-focused programs
36.7%
28.4%
Community service programs
Community service programs
53.3%
32.8%
Devotional activities on-site
Devotional activities on-site
56.7%
49.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
66.7%
49.8%
Outings / off-site activities
Outings / off-site activities
80%
54.9%
Piano or organ
Piano or organ
40%
43.1%
Arts and crafts center
Arts and crafts center
50%
37.7%
Educational speakers / life long learning
Educational speakers / life long learning
50%
41.7%
Clubs / games / karaoke
Clubs / games / karaoke
66.7%
47.5%
Live performances
Live performances
60%
47.3%
Dances
Dances
53.3%
32.6%
Fitness center
Fitness center
43.3%
39.8%
Fitness classes
Fitness classes
66.7%
47%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

The Fountains of Crystal Lake, Shepherd Premier Living Crystal Lake II and Clarendale of Algonquin are the top-rated independent living facilities near Terra Cotta, Illinois. See full list of communities.
There are 31 independent living facilities near Terra Cotta, Illinois. See the full list.
The best independent living facilities near you in Terra Cotta, Illinois are Galloway Senior Living, Clarendale of Algonquin and Sunrise of Buffalo Grove. These independent living communities received the highest rankings based on verified family reviews.
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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