About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
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10 Best Memory Care Facilities in Belfast, OH

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The average monthly cost of Memory Care in Ohio is $6,894, according to A Place for Mom’s proprietary data. This can serve as a helpful benchmark for what families in the Belfast area can expect to pay. Pricing may vary based on the community’s location, your loved one’s care needs, and any additional services or amenities.

Belfast Memory Care Facilities | 127 Reviews

Showing 83 communities
Last Updated: 8/12/26
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Photo of Serene Suites Premier Memory Care and Assisted Living
1111 Photos available
8.0
Review score
3 reviews
8.0
Review score
3 reviews
5 star
33%
4 star
67%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I would recommend to others. The staff was very caring. We picked this community because it was near our home, a new facility and they had very friendly employees.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Serene Suites, located in Blue Ash, Ohio, strives to be a safe haven for those suffering from dementia and an extension of family for caregivers.Caring for a loved one struggling with dementia is one of the hardest experiences a person can go through. The accompanying stress, sadness, and...
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Photo of Barrington of Oakley
2222 Photos available
88 Floor plans available
8.0
Review score
35 reviews
8.0
Review score
35 reviews
5 star
51%
4 star
26%
3 star
17%
2 star
0%
1 star
6%
See all reviews
They are updating decor, adding fireplace in lobby with all new furniture. The activities are plentiful and they aim to achieve a sense of community
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Barrington of Oakley offers Independent Living and Assisted Living services. We are located just down the street from the shops of Oakley and the restaurants of Hyde Park. This location, just past the intersection of Red Bank and Madison Roads, gives the Oakley Campus of Living easy access...
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Photo of Barrington of West Chester
1111 Photos available
88 Floor plans available
8.0
Review score
44 reviews
8.0
Review score
44 reviews
5 star
59%
4 star
32%
3 star
5%
2 star
2%
1 star
2%
See all reviews
The staff are all so kind, and the building is well maintained. The residents seem happy and plenty of activities are offered. The dining room is beautiful and the dinner being served was presented very...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Barrington of West Chester provides independent and assisted living apartments. Located between Four-Bridges Golf Course and the Voice of America Park, it's an ideal setting, close to shops, restaurants, and medical and service providers. Independent and Assisted Living — Barrington of West...
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Photo of BrightStar Living of Mason
1313 Photos available
22 Floor plans available
7.9
Review score
22 reviews
7.9
Review score
22 reviews
5 star
63%
4 star
14%
3 star
9%
2 star
5%
1 star
9%
See all reviews
Staff was friendly and anxious to include the residents in activities. The rooms are small but had nice spacious bathrooms, a small kitchenette and ample storage space.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of Traditions of Deerfield
1111 Photos available
44 Floor plans available
7.5
Review score
36 reviews
7.5
Review score
36 reviews
5 star
44%
4 star
22%
3 star
6%
2 star
11%
1 star
17%
See all reviews
Staff is very pleasant and accommodating. They do many things to welcome newcomers and help them become acclimated. Food and d as support is good. Only thing keeping me from rating a 5 is timeliness to...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Traditions of Deerfield brings a highly desirable new senior living option to the residents of Loveland and Greater Cincinnati. Located conveniently on Montgomery Road in Deerfield Township, Traditions will offer Independent and Assisted Living, as well as a secure Memory care for those affected...
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Photo of Alpine House of West Union
1515 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Alpine House of West Union is a 80-bed, licensed residential care facility located on a serene 6-acre property. The facility offers some of the best assisted living amenities.We are licensed by the Ohio Department of Health, and certified by the Ohio Department of Aging. We accept ALF Medicaid...
Photo of Optimized Senior Living Loveland
66 Photos available
7.0
Review score
5 reviews
7.0
Review score
5 reviews
5 star
20%
4 star
40%
3 star
40%
2 star
0%
1 star
0%
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I really liked that. It was a home like setting. There were only six residence in the house that my mom was in. The rooms are spacious and they always make sure they're freshly painted. I like that they...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Optimized Senior Living Loveland is ideally located to be able to serve the communities of greater Cincinnati. Our home features ADA design, open, and spacious floor plans (each with their own bathroom and shower). If you want only the very best for your loved one at a fraction of the cost of...
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Photo of Optimized Senior Living Newtown
22 Photos available
11 Floor plan available
5 star
40%
4 star
40%
3 star
0%
2 star
0%
1 star
20%
See all reviews
This is a much better fit for my loved one. They have great caregiver to resident ratios. There have been changes with Optimized, some good, some bad, but still overall a great concept. They have facilities...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Optimized Senior Living Newtown provides residents with care by expertly trained, compassionate caregivers. Situated along State Route 32, the care home is surrounded by natural attractions, local shopping and dining options, places of worship, and medical centers. Residents and families also...
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Photo of Traditions at Camargo
1010 Photos available
55 Floor plans available
6.0
Review score
41 reviews
6.0
Review score
41 reviews
5 star
71%
4 star
12%
3 star
10%
2 star
0%
1 star
7%
See all reviews
They've had a lot of changes in personnel...from the top to the bottom...no consistency. My mom complains about this. Since she's in independent living, I don't think it's really affected her too much. ...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Photo of Central Parke Memory Care and Transitional Assisted Living
1818 Photos available
11 Floor plan available
6.5
Review score
25 reviews
6.5
Review score
25 reviews
5 star
56%
4 star
12%
3 star
20%
2 star
8%
1 star
4%
See all reviews
I think it's a nice facility, the staff was very friendly and seemed to really care about residents in their care. My loved one was only there for a week before she passed away. My one complaint with Central...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
You will find Central Parke Alzheimer's Special Care Center in the southwest corner of the state of Ohio in a city called Mason, Warren County. This particular city has been noted by a national survey to be one of the top places in America to live. The quality of life in Mason is high and here at...
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Photo of Majestic Care of Cedar Village
1919 Photos available
44 Floor plans available
7.0
Review score
7 reviews
7.0
Review score
7 reviews
5 star
29%
4 star
14%
3 star
14%
2 star
0%
1 star
43%
See all reviews
Cost, other places were as high as a couple thousand dollars a month for rent. If your looking for a place you can afford, you should at least see what they have to offer versus other assisted living...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Majestic Care of Cedar Village Assisted Living is revolutionizing person-centered care through environments that are warm, caring, positive, and supportive. Our dedicated Care Team members compassionately assist our residents 24 hours a day, 7 days a week, and 365 days a year so every day is...
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Photo of The Ashford on Mt. Washington
11 Photo available
55 Floor plans available
5 star
38%
4 star
17%
3 star
11%
2 star
17%
1 star
17%
See all reviews
I cannot say in general that there was anything that I liked about the community but they can definitely improve on their patient care or don't take patients that need this much care. She was a full care...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Situated in the heart of Mt. Washington, is a peaceful and secluded community designed with your needs in mind. Nestled among the trees, provides the independence, amenities and friendship you want, with the care and security you need. features 75 comfortable apartments on three floors. All...
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Photo of The Kenwood by Senior Star
2020 Photos available
77 Floor plans available
5 star
76%
4 star
12%
3 star
4%
2 star
8%
1 star
0%
See all reviews
I'm currently a resident at The Kenwood by Senior Star. I came to look at this place and loved it, so I moved in! There is lots to do, everyone is so friendly at this facility. I'm happy to be here. I live...
Provides: Assisted Living, Memory Care, Independent Living, Senior Apartments
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Welcome to The Kenwood by Senior Star! The Kenwood is a premiere independent living, assisted living, and memory support community located in Cincinnati, Ohio. We offer a resident-inspired approach that ensures a high quality of life for seniors and peace of mind for their loved ones.Inside The...
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Photo of Carriage Court of Kenwood
1616 Photos available
99 Floor plans available
5 star
46%
4 star
32%
3 star
10%
2 star
4%
1 star
8%
See all reviews
Unfortunately our loved ones stay was short, but during her stay we felt that the staff members were all super nice and friendly and we were very satisfied with the care services. Comparatively speaking we...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Carriage Court Kenwood provides assisted living in an apartment-style setting that offers the simple pleasures - nutritious food, comfortable surroundings, and the support of a warm, caring and competent staff. A separate Special Care Center for residents with Alzheimer's or other memory related...
Photo of Hyde Park Health Center - Assisted Living and Memory Care
99 Photos available
5 star
15%
4 star
25%
3 star
25%
2 star
15%
1 star
20%
See all reviews
I only get to visit HPHC a couple of times this year. The facility is clean. The staff are personable and engaging. [name removed] kept informed of my mother's condition. My mother has had many personal...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Hyde Park Health Center is a place for Life. Focusing on the whole person, we provide warm, caring individual attention. One and two-bedroom Assisted Living apartments offer residents all the comforts of home surrounded by cherished personal possessions with the reassurance of knowing any...
Photo of Liberty Place Memory Care
1111 Photos available
7.0
Review score
7 reviews
7.0
Review score
7 reviews
5 star
43%
4 star
57%
3 star
0%
2 star
0%
1 star
0%
See all reviews
[name removed] has amazing knowledge of the disease and helps you through the process to get your family member there and comfortable. They care about the families and the individuals they are taking care...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Liberty Place is a unique memory care community dedicated to residents who are living with Alzheimer's and related dementia. Liberty Place is part of the Anthem Memory Care family of communities. The dedicated staff at Liberty Place provides a high level of personalized care as a part of our...
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Photo of Carmel Manor
11 Photo available
5 star
80%
4 star
0%
3 star
20%
2 star
0%
1 star
0%
See all reviews
I really liked Carmel Manor, and would highly recommend. I really feel like we got lucky to get my loved one in there. All the other better nursing homes had waiting lists. It just happened that I called...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Carmel Manor of Ft. Thomas, Kentucky is a recently expanded assisted living community set just around the corner from an Army Reserve Base. Residents of Carmel Manor are treated with a beautiful panoramic view of Cincinnati while being far enough from the hustle and bustle to enjoy the seclusion....
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Photo of Cranberry Park at Pickaway Manor
8.9
Review score
9 reviews
8.9
Review score
9 reviews
5 star
67%
4 star
22%
3 star
0%
2 star
0%
1 star
11%
See all reviews
I had so many questions and concerns. They patiently addressed them all. They treated Mother with great care. A bonus is that Mom loved the meals, she is picky. I highly recommend this facility.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Peebles Place Care Center
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Close To Home IV Assisted Living Inc
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Greenills Village
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.

Cost of memory care in Belfast, OH

The average cost of senior living in Ohio is $6,894 per month as compared to $6,999 in the United States.

Senior living costs in Ohio vs. national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column state: Ohio
Column national: U.S.
Column costDifference: Cost difference
Community typeOhioU.S.Cost difference
Memory Care$6,894/mo$6,999/mo1.5% below national median
Assisted Living$5,687/mo$5,830/mo2.5% below national median
Independent Living$3,241/mo$3,520/mo7.9% below national median
Memory Care
Ohio:$6,894/mo
U.S.:$6,999/mo
Cost difference:1.5% below national median
Assisted Living
Ohio:$5,687/mo
U.S.:$5,830/mo
Cost difference:2.5% below national median
Independent Living
Ohio:$3,241/mo
U.S.:$3,520/mo
Cost difference:7.9% below national median
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about memory care in Belfast

Recent reviews for memory care in Belfast

Serene Suites Premier Memory Care and Assisted Living in Cincinnati, OH

4.3
This is a clean, attractive community, and the staff are very personable. They get to know the residents well. The staff communication with the family is good, and the owner is very open to answer our questions directly. There are three meals a day served to the residents. My loved one ...
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Carriage Court of Washington Court House

5.0
My mother-in-law loves it here and she is doing great. I like the staff providing the care, the activities, and the fact she is eating 3 meals a day. The staff help her get dressed, showered, and they keep her safe. I am getting updates about her and I am able to visit every other day. I picked ...
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Courtyard at Wheelersburg

4.9
Facility is bright and cheery. Staff go above and beyond. My Mom receives attentive care and she loves living there. She says she feels very safe knowing that someone will help her immediately if necessary. Could not have found a better place locally for her care.

Reviews mention these favorite features of communities

Compassionate and supportive staff. Multiple reviews praise the caring and attentive nature of the staff at Arden Courts A ProMedica Memory Care Community in Kenwood. Residents and their families express gratitude for the long-term relationships they've formed with the community's caregivers.
Personalized and tailored care. At Serene Suites Premier Memory Care and Assisted Living, some residents may not receive the same level of care as others due to varying needs. However, staff members go above and beyond to accommodate individual requirements and ensure everyone feels supported.
Access to outdoor spaces. Reviews for Artis Senior Living of Mason mention the importance of outdoor areas for residents' well-being. The community provides ample opportunities for residents to enjoy the fresh air and engage in outdoor activities.
Thoughtfully designed activities. Communities like Arden Courts A ProMedica Memory Care Community in Anderson offer a diverse range of activities to meet the unique interests of their residents. Staff members put thought and effort into organizing events that residents look forward to and enjoy.
Clear and consistent communication. Families at The Landing of Long Cove appreciate the open lines of communication between staff and themselves. Regular updates on their loved ones' care and progress give them peace of mind and a sense of involvement in the community.
Professional and well-trained caregivers. Reviews for BrightStar Living of Mason highlight the expertise and dedication of the staff. Their professionalism and attentiveness to residents create a safe and comforting environment.
AI generated from the text of family reviews

Belfast review score based on 127 family reviews

9.5
Review score2 facilities127 reviewsWrite a review
This proprietary review score is based on 127 reviews of 2 Belfast memory care communities. All reviews were submitted in the past two years by verified community residents and family members.
The Belfast review score informs your search by letting you see at a glance how memory care residents and family members rate memory care in your area. Compare review scores in multiple locations to understand how overall satisfaction rates differ from city to city. Based on recent reviews, the maximum possible score is 10.Methodology: How we calculate our city review scores

Belfast review score compared against nearby cities

9.5
Belfast, OH2 facilities
7.9
Sinking Spring, OH50 facilities
8.5
Seaman, OH75 facilities

State regulations for memory care in Belfast

Safety is a primary concern when seniors and their families look for memory care. Each state has its own laws and inspection processes to help ensure seniors reside in a safe environment and receive quality care. Learning about Ohio memory care regulations will help you understand how memory care communities in Belfast protect seniors.
Learn about Ohio memory care regulationsDownload the Guide to Senior Living Licensure and Inspection Reports

Frequently Asked Questions

Trustwell Living at Bell Gardens Place, Arden Courts A ProMedica Memory Care Community in Kenwood and Arden Courts A ProMedica Memory Care Community in Anderson are the top-rated memory care facilities near Belfast, Ohio. See full list of communities.
There are 83 memory care facilities near Belfast, Ohio. See the full list.
The best memory care facilities near you in Belfast, Ohio are Arden Courts A ProMedica Memory Care Community in Anderson and The Ashton at Anderson. These memory care communities received the highest rankings based on verified family reviews.
The 83 memory care facilities near you in Belfast, Ohio typically provide housing, therapies, and care tailored to those who have Alzheimer’s or other forms of dementia. To find memory care in Belfast, Ohio, browse our detailed listings showing photos, floor plans, amenities, activities, and reviews from real families.
Browse A Place for Mom’s listings for memory care in Belfast, Ohio, to take a virtual tour. Our local senior living experts can arrange for a live tour of these communities as well.
The cost of memory care facilities in Belfast, Ohio ranges from ${{ lowestPriceAverage }} to ${{ highestPriceAverage }}. The average Memory Care cost in Belfast, Ohio is 0. Prices often vary based on care provided, amenities, unit size, and more.
The cost of memory care in Belfast, Ohio typically starts at ${{ lowestPriceAverage }}. A Place for Mom’s local, expert senior living advisors can help you find affordable memory care facilities near you and offer advice on how to lower costs and pay for care with VA benefits or public payment options.
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