About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Speculator, NY

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If you’re looking for independent living in the Speculator area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Speculator. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 38 independent living facilities in Speculator, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like North Creek, Griffin and Wells.
You may also consider nearby communities such as North Creek, Griffin and Wells.

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top3CommunitiesWithLinks: The Terrace at The Glen at Hiland Meadows, Summit at Saratoga and The Glen at Hiland Meadows
zipAveragecost: $3,012

Speculator Independent Living Facilities | 153 Reviews

Showing 33 communities
Last Updated: 11/23/25
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Photo of The Terrace at The Glen at Hiland Meadows
2222 Photos available
9.8
Review score
45 reviews
9.8
Review score
45 reviews
5 star
69%
4 star
31%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Very helpful staff. Easy to communicate with and very attentive and considerate to my mom. Yes would recommend. Good group activities such as Bingo to help engagement with others
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
There is a difference in assisted living ... it's called The Terrace at The Glen. If someone you love needs help with everyday activities, you can feel secure knowing that there's a community that offers peace of mind -- both for you and your loved one. With 43 private apartments (with...
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Photo of Summit at Saratoga
2323 Photos available
77 Floor plans available
9.2
Review score
13 reviews
9.2
Review score
13 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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We are very happy at the Summit at Saratoga. There is so many things to do, or not, depending on your interests. People are very kind and friendly. Many great lectures, concerts, parties and fun!! Many...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Summit at Saratoga is a 55 and older maintenance free senior housing community located near historic Saratoga Springs in the Town of Wilton. Our community is conveniently located off highway I-87 and Route 50 in Wilton and minutes to downtown Saratoga Springs. The area offers history, culture...
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Photo of The Glen at Hiland Meadows
2525 Photos available
9.0
Review score
31 reviews
9.0
Review score
31 reviews
5 star
81%
4 star
19%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Facility is clean , bright and residents are happy and taken care of. The Staff are kind and happy people who really care about the residents that live there. Great activities and beautiful setting and...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Glen at Hiland Meadows is a joint venture of The Glens Falls Home and The Eddy, two partners who combine their century-long traditions of caring for seniors to offer the very finest in retirement living.Founded in 1897, The Glens Falls Home has provided outstanding care, companionship and...
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Photo of The Landing at Queensbury
1818 Photos available
44 Floor plans available
8.8
Review score
42 reviews
8.8
Review score
42 reviews
5 star
53%
4 star
26%
3 star
17%
2 star
2%
1 star
2%
See all reviews
5 for all. What we like the most about the community is bottom line: my mother is happy and the staff cares. Yes, we would recommend. The Landing at Quensbury to other families based on the experience so far
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
IN TIMES OF UNCERTAINTY...Imagine a lifestyle with all the supportand stability that you could need.Welcome to The Landing at QueensburyAssisted Living and Memory Care in Queensbury, NY.If you think senior living at The Landing at Queensbury is like a nursing home … think again! We serve the...
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Photo of Hillcrest Spring Residential
11 Photo available
8.4
Review score
7 reviews
8.4
Review score
7 reviews
5 star
86%
4 star
0%
3 star
0%
2 star
0%
1 star
14%
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Overall very impressed with the entire facility, from its friendly engaged staff to the beautiful sitting areas, dining rooms and outdoor patio. They offer a nice variety of activities and g out of their way...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Photo of Home of the Good Shepherd Moreau
11 Photo available
5 star
25%
4 star
50%
3 star
0%
2 star
0%
1 star
25%
See all reviews
We've had a great experience with Home of the Good Shepherd! I'd give them a 6 out of 5, if I could! The staff are dedicated, caring, and very professional. They obviously really care about the residents and...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Westbrook Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Parkside Court Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Cedars Senior Living Community
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Photo of Adirondack Manor
1.0
Review score
3 reviews
1.0
Review score
3 reviews
5 star
67%
4 star
0%
3 star
0%
2 star
0%
1 star
33%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Willows
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Glen At Hiland Meadow
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Pineview Commons Home-Adults
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Pineview Commons Home for Adults is an assisted living community located in Johnstown, NY. Johnstown, which is located west of Albany, is a city known for its rich history. Visitors and residents alike enjoy exploring the Johnson Hall State Historic Site, which features a guided tour with an...
Photo of Willing Helpers Home For Women
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Donald E Smith Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Little Falls Garden Apts.
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
100%
See all reviews
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Little Falls Garden Apartments is located in the beautiful Mohawk Valley Region of New York State. The complex consists of fifty (50) one-bedroom units designated for seniors 62 or over and/or persons with disabilities. The properties grounds and common areas are very well maintained and...
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Photo of Prestwick Chase At Saratoga
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Embury Apartments Inc
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Independent Living, Senior Apartments
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Westview Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of The Sentinel of Amsterdam
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Park Hill Adult Home
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.

Cost of independent living in Speculator, NY

The average cost of senior living in Speculator is $3,012 per month. Cheaper nearby regions include Johnstown, NY with an average of $2,661 per month.

Independent living costs in Speculator, NY, vs. nearby cities

Speculator, NY
$3,012/mo

Independent living costs in Speculator, NY, vs. state and national averages

Speculator, NY
$3,012/mo
U.S. national average
$4,016/mo

Independent living costs in Speculator, NY, vs. other senior living options

$3,921/mo
Independent Living
$3,012/mo

Independent living costs in Speculator, NY, by floor plan type

Semi-Private
$3,400/mo
Studio
$5,283/mo
1 Bedroom
$3,770/mo
2 Bedroom
$3,357/mo
Detached Cottage/Bungalow
$4,467/mo

Senior living costs in Speculator vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Speculator, NY
Column state: New York
Column national: U.S.
Community typeSpeculator, NYNew YorkU.S.
Independent Living$3,012/mo$4,409/mo$4,016/mo
Assisted Living$3,944/mo$5,523/mo$4,557/mo
Memory Care$3,921/mo$5,594/mo$4,794/mo
Independent Living
Speculator, NY:$3,012/mo
New York:$4,409/mo
U.S.:$4,016/mo
Assisted Living
Speculator, NY:$3,944/mo
New York:$5,523/mo
U.S.:$4,557/mo
Memory Care
Speculator, NY:$3,921/mo
New York:$5,594/mo
U.S.:$4,794/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Speculator, NY, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Speculator and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Speculator, NYNY stateNational

Independent living cost trends in Speculator, NY

The table below shows how monthly independent living costs in Speculator have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Speculator, NY$5,187/mo$3,534/mo+46.8%
New York$3,281/mo$2,874/mo+14.2%
National$2,805/mo$2,741/mo+2.3%
Speculator, NY
2024 average cost:$5,187/mo
2023 average cost:$3,534/mo
Percent change:+46.8%
New York
2024 average cost:$3,281/mo
2023 average cost:$2,874/mo
Percent change:+14.2%
National
2024 average cost:$2,805/mo
2023 average cost:$2,741/mo
Percent change:+2.3%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Speculator

Recent reviews for independent living in Speculator

Summit at Saratoga in Saratoga Springs, NY

5.0
All 5 stars for Summit at Saratoga! Independent living, warm and friendly atmosphere, entertainment often. Breakfast meal provided. Full kitchens. Great staff!!

The Glen at Hiland Meadows in Queensbury, NY

4.6
I was happily surprised by how I was treated in my new apartment by both the staff and the other tenants here. Many were not just welcoming, but also very supportive and friendly to me from the start! I wasn’t sure what to expect, but I was very happily surprised by the staff and the other ...
Read more

Hillcrest Spring Residential in Amsterdam, NY

5.0
They treat my brother-in-law very well by having him engage with other folks also they have entertainment come in. The room is perfect. Based on the experience we have had so far, we would absolutely recommend this community to other families.

Speculator independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Speculator independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Speculator, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Speculator independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Speculator partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Speculator, NYNational
Nutritionist / dietician
Nutritionist / dietician
15.2%
20.5%
Low / no sodium
Low / no sodium
21.2%
34.1%
No sugar
No sugar
21.2%
31.5%
Vegetarian
Vegetarian
12.1%
33.6%
Pureed meals
Pureed meals
3%
8.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Speculator independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Speculator communities that offer dining options to their discerning residents compared to our partners nationally.
Speculator, NYNational
Professional chef
Professional chef
12.1%
36.5%
Restaurant style dining
Restaurant style dining
15.2%
43.5%
Room service
Room service
3%
36.9%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Speculator independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Speculator offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Speculator, NYNational
Activity director
Activity director
21.2%
45.3%
Pet-focused programs
Pet-focused programs
12.1%
28.4%
Community service programs
Community service programs
9.1%
32.8%
Devotional activities on-site
Devotional activities on-site
24.2%
49.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
24.2%
49.8%
Outings / off-site activities
Outings / off-site activities
33.3%
54.9%
Piano or organ
Piano or organ
24.2%
43.1%
Arts and crafts center
Arts and crafts center
24.2%
37.7%
Educational speakers / life long learning
Educational speakers / life long learning
18.2%
41.7%
Clubs / games / karaoke
Clubs / games / karaoke
21.2%
47.5%
Live performances
Live performances
24.2%
47.3%
Dances
Dances
9.1%
32.6%
Fitness center
Fitness center
9.1%
39.8%
Fitness classes
Fitness classes
24.2%
47%
0.0%20.0%40.0%60.0%80.0%100%
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