About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Torch Lake, MI

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If you’re looking for independent living in the Torch Lake area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Torch Lake. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 10 independent living facilities in Torch Lake, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like Charlevoix, Elk Rapids and Boyne City.
You may also consider nearby communities such as Charlevoix, Elk Rapids and Boyne City.

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top3CommunitiesWithLinks: American House Charlevoix Senior Living, Northport Highlands and Eastport Village Care Home
zipAveragecost: $3,986

Torch Lake Independent Living Facilities | 61 Reviews

Showing 7 communities
Last Updated: 11/20/25
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Photo of American House Charlevoix Senior Living
99 Photos available
33 Floor plans available
9.7
Review score
41 reviews
9.7
Review score
41 reviews
5 star
84%
4 star
12%
3 star
2%
2 star
0%
1 star
2%
See all reviews
I have a family member living here and the care is impeccable. The meals are delicious which is not often the case for a care facility. The staff really makes the residents feel like family and they truly...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
An upbeat and comfortable senior living community, American House Charlevoix is perfectly situated close to family, friends, downtown, shopping, Lake Charlevoix and Lake Michigan in the quaint town of Charlevoix and surrounding areas of Boyne City, East Jordan and Petoskey. American House...
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Photo of Northport Highlands
77 Photos available
9.2
Review score
15 reviews
9.2
Review score
15 reviews
5 star
59%
4 star
27%
3 star
0%
2 star
7%
1 star
7%
See all reviews
The overall experience was not great for my family, but that doesn't mean it wouldn't be great for others. My dad had cancer at that time. The facility is an hour away from the hospital. The facility did not...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Northport Highlands is an assisted living community strategically located in the picturesque town of Northport, Leelanau County, Michigan. Our community is located on a gorgeous 16-acre campus overlooking the legendary Grand Transverse Bay. With a fine harbor and park, antique shops, full...
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Photo of Eastport Village Care Home
1010 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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I liked this community for the care that my friend received from this caring community. The staff was nice and very patient to his needs. They offered a good variety of healthy meals to the residents....
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Here at Eastport Village, we put our resident's health & happiness first. We believe it is essential to provide an active fulfilling safe environment. We want to care for your family like they are our own.It is our mission to help your loved one maintain a happy active life with...
Photo of Heritage Haus
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
5 star
33%
4 star
67%
3 star
0%
2 star
0%
1 star
0%
See all reviews
They keep the home clean and they make sure mom has clean clothes. Mom seems to be eating well. The caregivers are very nice and seem to be taking good care of mom. They have bird feeders outside in a...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
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Cost of independent living in Torch Lake, MI

The average cost of senior living in Torch Lake is $3,986 per month. Cheaper nearby regions include Bear Lake, MI with an average of $3,251 per month.

Independent living costs in Torch Lake, MI, vs. nearby cities

Torch Lake, MI
$3,986/mo
$3,847/mo

Independent living costs in Torch Lake, MI, vs. state and national averages

Torch Lake, MI
$3,986/mo
U.S. national average
$4,016/mo

Independent living costs in Torch Lake, MI, vs. other senior living options

$3,771/mo
Independent Living
$3,986/mo

Independent living costs in Torch Lake, MI, by floor plan type

Studio
$5,133/mo
1 Bedroom
$4,875/mo
2 Bedroom
$7,100/mo

Senior living costs in Torch Lake vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Torch Lake, MI
Column state: Michigan
Column national: U.S.
Community typeTorch Lake, MIMichiganU.S.
Independent Living$3,986/mo$3,624/mo$4,016/mo
Assisted Living$3,657/mo$4,169/mo$4,557/mo
Memory Care$3,771/mo$4,531/mo$4,794/mo
Independent Living
Torch Lake, MI:$3,986/mo
Michigan:$3,624/mo
U.S.:$4,016/mo
Assisted Living
Torch Lake, MI:$3,657/mo
Michigan:$4,169/mo
U.S.:$4,557/mo
Memory Care
Torch Lake, MI:$3,771/mo
Michigan:$4,531/mo
U.S.:$4,794/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Torch Lake

Recent reviews for independent living in Torch Lake

The Brook of Boyne City

4.9
I was extremely nervous about moving my parent into the Boyne City facility from reading the reviews. My Mother has been there for three months now and absolutely loves it!!! They are under new management and are fully staffed with staff that's extremely caring and passionate about caregiving!! ...
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Northport Highlands

4.8
My mom was in assisted living as well as memory care for 9 years. The entire staff was wonderful to her up until her last day. I never had to worry about her. I can't say enough good things about the staff!

American House Charlevoix Senior Living

5.0
1-7 definitely all fives! Value for cost it's a struggle for her to keep up with that cost, but I believe that they are very comfortable if not less than most of the other assisted-living in my area, Comfortable =comprable. Our family member has faced many challenges in the last 2 to 3 months. ...
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Torch Lake independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Torch Lake independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Torch Lake, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Torch Lake independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Torch Lake partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Torch Lake, MINational
Nutritionist / dietician
Nutritionist / dietician
14.3%
20.5%
Low / no sodium
Low / no sodium
28.6%
34.1%
No sugar
No sugar
28.6%
31.5%
Vegetarian
Vegetarian
28.6%
33.6%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Torch Lake independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Torch Lake communities that offer dining options to their discerning residents compared to our partners nationally.
Torch Lake, MINational
Professional chef
Professional chef
28.6%
36.5%
Restaurant style dining
Restaurant style dining
14.3%
43.5%
Room service
Room service
42.9%
36.9%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Torch Lake independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Torch Lake offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Torch Lake, MINational
Activity director
Activity director
28.6%
45.3%
Pet-focused programs
Pet-focused programs
28.6%
28.4%
Community service programs
Community service programs
14.3%
32.8%
Devotional activities on-site
Devotional activities on-site
42.9%
49.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
42.9%
49.8%
Outings / off-site activities
Outings / off-site activities
42.9%
54.9%
Piano or organ
Piano or organ
42.9%
43.1%
Arts and crafts center
Arts and crafts center
42.9%
37.7%
Educational speakers / life long learning
Educational speakers / life long learning
28.6%
41.7%
Clubs / games / karaoke
Clubs / games / karaoke
42.9%
47.5%
Live performances
Live performances
42.9%
47.3%
Dances
Dances
14.3%
32.6%
Fitness center
Fitness center
28.6%
39.8%
Fitness classes
Fitness classes
42.9%
47%
0.0%20.0%40.0%60.0%80.0%100%
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