About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
Senior Living Home

Senior Living Apartments in Spencer, TN

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Who are you searching for?

If you’re an active, independent older adult looking for senior housing in Spencer, senior citizen apartments in Spencer might be the right fit. Apartments for seniors typically don’t include personal care services, but may offer amenities, activities, and maintenance for a stress-free, social lifestyle.

A Place for Mom can help older adults navigate how to apply for senior housing in Spencer and consider their options. With 17 senior rentals in Spencer, TN, we can help you find the right apartment for your budget and lifestyle. Whether you’re looking for upscale Spencer 55-plus apartments or low-income senior apartments for rent in Spencer, A Place for Mom can simplify your search.

We are also serving Assisted Living facilities in surrounding neighborhoods like Pikeville, Summer City and Brayton.
You may also consider nearby communities such as Pikeville, Summer City and Brayton.

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top3CommunitiesWithLinks: Charter of Cleveland, The Courtyard at Deer Ridge and Davis Retirement Home
zipAverageCost: $1,692

Senior Apartments Facilities near Spencer, TN

Showing 15 communities
Last Updated: 12/2/25
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Photo of Charter of Cleveland
1313 Photos available
9.0
Review score
13 reviews
9.0
Review score
13 reviews
5 star
77%
4 star
15%
3 star
8%
2 star
0%
1 star
0%
See all reviews
5 on all categories. We couldn't be more pleased! The caregivers are so sweet and considerate, there are a multitude of activities (though my MIL doesn't participate in many yet), & many activities involve...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Located near Interstate 75, Morningside of Cleveland is a community of neighbors, each with a lifetime of experiences to share. It is more than a place to live it is a place for living! We offer all the comforts of home combined with individualized assistance. Our Healthy Generation philosophy is...
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Photo of The Courtyard at Deer Ridge
9.2
Review score
21 reviews
9.2
Review score
21 reviews
5 star
76%
4 star
10%
3 star
0%
2 star
0%
1 star
14%
See all reviews
Everyone is really nice , I just like a stricter schedule. Like bath day, cleaning day and hair cut day on the same day every week not just when they have time. Just like everywhere else they have people...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Enter the Courtyard at Deer Ridge where it is our mission to enhance the quality of life for senior adults. A family owned and operated establishment, it is our goal to provide a comfortable, beautiful and secure atmosphere with caring, personalized assistance. Situated on the 25 private acres of...
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Photo of Davis Retirement Home
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Davis Retirement Home in Chattanooga, TN is the ideal place to rest and relax but also a great place to have some fun. Located right in the middle of Chattanooga, this assisted living community offers plenty of great experiences right within walking distance including a discotheque, park and zoo....
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Photo of Normandy Apartments
5 star
0%
4 star
0%
3 star
25%
2 star
0%
1 star
75%
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Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Quinland Ridge Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Holiday House of Woodbury
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Continental Condominums
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
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Photo of Boyton Overlook Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Eastwood Manor
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Whiteside's Faith Manor
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Orchard Knob Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of NHC Health Care Chattanooga/ Parkwood Retirement Apartments
Provides: Nursing Homes, Senior Apartments
Care types provided by this community
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.

Cost of senior apartments in Spencer, TN

The average cost of senior living in Spencer is $1,692 per month. Cheaper nearby regions include Sparta, TN with an average of $530 per month.

Senior apartments costs in Spencer, TN, vs. nearby cities

Spencer, TN
$1,692/mo
$603/mo
$530/mo

Senior apartments costs in Spencer, TN, vs. state and national averages

Spencer, TN
$1,692/mo
U.S. national average
$1,331/mo

Senior apartments costs in Spencer, TN, vs. other senior living options

$3,859/mo
Senior Apartments
$1,692/mo

Senior apartments costs in Spencer, TN, by floor plan type

Semi-Private
$2,683/mo
Studio
$3,365/mo
1 Bedroom
$4,795/mo
2 Bedroom
$4,795/mo

Senior living costs in Spencer vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 4 rows of data across 4 columns.
Column communityType: Community type
Column destination: Spencer, TN
Column state: Tennessee
Column national: U.S.
Community typeSpencer, TNTennesseeU.S.
Senior Apartments$1,692/mo$715/mo$1,331/mo
Assisted Living$3,769/mo$4,139/mo$4,557/mo
Memory Care$3,859/mo$4,227/mo$4,794/mo
Independent Living$3,061/mo$3,633/mo$4,016/mo
Senior Apartments
Spencer, TN:$1,692/mo
Tennessee:$715/mo
U.S.:$1,331/mo
Assisted Living
Spencer, TN:$3,769/mo
Tennessee:$4,139/mo
U.S.:$4,557/mo
Memory Care
Spencer, TN:$3,859/mo
Tennessee:$4,227/mo
U.S.:$4,794/mo
Independent Living
Spencer, TN:$3,061/mo
Tennessee:$3,633/mo
U.S.:$4,016/mo
Table showing 5 of 4 items. Click to show less.
Table showing 5 of 4 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about senior apartments in Spencer

Recent reviews for senior apartments in Spencer

Charter of Cleveland

4.1
What we like the most about Charter of Cleveland is the activities available for residents and we would recommend this community to other families based on the experience we have had so far.

The Courtyard at Deer Ridge in Dayton, TN

3.5
Everyone is really nice , I just like a stricter schedule. Like bath day, cleaning day and hair cut day on the same day every week not just when they have time. Just like everywhere else they have people come and go. I like it for the convenience near my home and cost. Different kind of ...
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Frequently Asked Questions

Charter of Cleveland, The Courtyard at Deer Ridge and Davis Retirement Home are the top-rated senior apartments facilities near Spencer, Tennessee. See full list of communities.
There are 17 senior apartments facilities near Spencer, Tennessee. See the full list.
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