About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Chicago, IL

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Chicago’s diverse and growing senior population has an array of independent living communities designed exclusively for adults age 55+ to choose from. A Place for Mom partners with 42 independent senior living communities within a 10-mile radius of Chicago’s city center. These communities offer a range of convenient amenities to foster carefree retirement living — such as on-site maintenance, social lounges, fitness centers, and even meal services and housekeeping. The downtown location also provides residents with convenient access to the bustling city life while remaining a stone’s throw from the beautiful Lake Michigan shoreline.

With the help of this guide, you can browse independent living communities in the heart of Chicago. We’ve compiled information using our 20+ years of senior living experience, proprietary data on over 14,000 senior living communities across the country, and advice from local Chicago senior living experts. In addition to individualized criteria — such as pet accommodations, amenities, and social opportunities — you’ll find payment tips, Illinois independent living health and safety regulations, and other resources for Chicago seniors.

Chicago Independent Living Facilities | 1627 Reviews

Showing 154 communities
Last Updated: 12/23/24
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of Senior Suites of Marquette Village
11 Video available
88 Photos available
22 Floor plans available
8.0
Review score
9 reviews
8.0
Review score
9 reviews
5 star
56%
4 star
44%
3 star
0%
2 star
0%
1 star
0%
See all reviews
These ratings are based on my experience, I am the resident at Marquette Village Senior Suites. The only reason I gave cleanliness a four, is because I walk up and down the back stairs for exercise and they...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Suites offers affordable, high quality apartments homes with specially-designed amenities to meet the needs of Chicago's older adults, those 62 years of age and better.
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Photo of Senior Suites of Chatham
11 Video available
1010 Photos available
22 Floor plans available
8.0
Review score
7 reviews
8.0
Review score
7 reviews
5 star
86%
4 star
14%
3 star
0%
2 star
0%
1 star
0%
See all reviews
The Senior Suites of Chatham was a very nice accommodation. I found that the building manager was most patient and helpful in her efforts to get me funded through the Covid 19 Pandemic and she understood my...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Coles Supportive Living
11 Video available
1010 Photos available
8.0
Review score
9 reviews
8.0
Review score
9 reviews
5 star
67%
4 star
22%
3 star
0%
2 star
0%
1 star
11%
See all reviews
I recommend Coles Supportive Living to relatives concerned about their loved ones well being. I went there as my last resort when really it should have been my first. One of the staff members by the name of...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Coles Supportive Living has been selected by the Illinois Department of Aging as one of the few Senior Care Facilities to be included in the State of Illinois Supportive Living Program. Coles Supportive Living Facility strives to promote dignity and independence for Seniors where a state-of-the...
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Photo of Ravenswood Supportive Living
1515 Photos available
8.0
Review score
3 reviews
8.0
Review score
3 reviews
5 star
33%
4 star
33%
3 star
34%
2 star
0%
1 star
0%
See all reviews
Great modern design and huge windows - cheerful staff and team. Great community feel in the best of Chicago. The outdoor excursions are often and fun. The living spaces are many and they have a great...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
"Get to know us before you need us." The Ravenswood Supportive Living program is certified by the Illinois Department of Health & Family Services. This program is designed to promote independence, dignity, respect and well-being for residents in a cost-effective manner. Depending on an...
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Photo of The Selfhelp Home
1414 Photos available
8.0
Review score
7 reviews
8.0
Review score
7 reviews
5 star
72%
4 star
0%
3 star
0%
2 star
14%
1 star
14%
See all reviews
Our mother is at The Selfhelp Home and my family is very happy with everything they have to offer. The staff is very friendly and loves to help and talk with the residents and family members, and there are...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Selfhelp Home is an active and engaging not-for-profit senior living community designed to accommodate the needs of elderly Jewish residents throughout the Chicago area.The Selfhelp Home can be your home no matter what your individual needs. Selfhelp offers a full continium of care. We are a...
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Photo of Victory Centre of South Chicago
77 Photos available
22 Floor plans available
8.0
Review score
4 reviews
8.0
Review score
4 reviews
5 star
75%
4 star
25%
3 star
0%
2 star
0%
1 star
0%
See all reviews
When I say [name removed]. is heaven sent I mean it!!! [name removed] went above and beyond to help me find a senior residencency for my loved one. She was the first person to inform me of a vacant...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Our longstanding mission is to transform the way society thinks about aging and senior living. Our Victory Centre of South Chicago community is an extension of that promise. We are steadfast in our commitment to cultivate a genuine home for you or your loved one. Above all else, this is your life...
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Photo of Park Plaza, A Jewish Senior Living Community
33 Photos available
8.0
Review score
8 reviews
8.0
Review score
8 reviews
5 star
62%
4 star
25%
3 star
0%
2 star
13%
1 star
0%
See all reviews
We have experienced mostly good things! I like the fact that my wife will have a "community" around her when I "move on." She is very well liked here. Wish they had a swimming pool! Came here 4 months...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Park Plaza Jewish Senior Living Community offers spacious studio, one bedroom, and two bedroom apartments with room enough for your grandchildren to visit. Studio apartments are equipped with a modern convenience kitchen, while the one and two bedroom apartments offer a Full amenity kitchen...
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Photo of Brookdale Oak ParkCommunity card badge
11 Video available
88 Photos available
9.9
Review score
52 reviews
9.9
Review score
52 reviews
5 star
79%
4 star
15%
3 star
6%
2 star
0%
1 star
0%
See all reviews
Recently my father moved into Brookdale Oak Park, my family had an event in the Private Dining Room. On behalf of my father, and our extended family, we had a wonderful experience in the Private Dining Room...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Everything You Want, Everything You NeedIf first impressions are everything, we think we make a pretty good one. Nestled between historic Frank Lloyd Wright homes and a vibrant downtown shopping district, the location of our independent and assisted living community is just the start of what...
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Photo of Cantata Adult Life Services a CCRCCommunity card badge
2222 Photos available
9.8
Review score
15 reviews
9.8
Review score
15 reviews
5 star
80%
4 star
13%
3 star
7%
2 star
0%
1 star
0%
See all reviews
Two people in particular were the reason we chose Cantata - [name removed] - Admissions [name removed] - Wellness Manager Weekend staffing seems to utilize temporary, contract help a lot who don't seem...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Cantata continuum of care—Independent Living, Assisted Living, Memory Support, Short-Term Rehab, and Long-Term Care—allows you to live your best life today, tomorrow and into the future. Located in Brookfield, Cantata offers exceptional care in a comfortable environment that feels like home....
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Photo of Palos Heights Senior LivingCommunity card badge
11 Video available
1414 Photos available
33 Floor plans available
9.8
Review score
70 reviews
9.8
Review score
70 reviews
5 star
70%
4 star
24%
3 star
3%
2 star
3%
1 star
0%
See all reviews
Overall my siblings & I are pleased with the transition of my parents into this supportive community after moving them from their long-established family home. They have made wonderful friends and enjoy the...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nestled in the trees next to the Calumet-Saganashkee Channel, this community offers the best of both worlds for those who want to enjoy the great outdoors and have creature comforts close to home. Nearby, Olde Palos Shopping Centre and Orland Square shopping mall should take care of your shopping...
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Photo of American House Oak Park
66 Photos available
1010 Floor plans available
9.6
Review score
7 reviews
9.6
Review score
7 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I just had a friend of a friend call me last week looking for a spot for his mother. I would recommend American House after all the other ones I looked at. It's very bright, light and airy, the staff is...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Oak Park Arms Retirement CommunityCommunity card badge
55 Photos available
9.0
Review score
37 reviews
9.0
Review score
37 reviews
5 star
68%
4 star
11%
3 star
8%
2 star
5%
1 star
8%
See all reviews
Oak Park Arms is a quiet and safe community that provides me with a homey comfort. I go to all the exercise classes and eat three meals a day at the restaurant where I socialize. My favorite activities are...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Built as a luxury hotel in 1922, the Oak Park Arms retained the original charm of the grand hotels of the 20th century. The apartments, Ballroom, Georgian Room Restaurant, Lounge, and meeting rooms have been renovated on an on-going basis. A rental retirement community for 26 years, the Oak Park...
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Photo of Belmont Village Oak Park
11 Video available
1515 Photos available
77 Floor plans available
8.3
Review score
66 reviews
8.3
Review score
66 reviews
5 star
48%
4 star
27%
3 star
11%
2 star
6%
1 star
8%
See all reviews
At Belmont Village :There seems to be a lot of turnover with the administrative staff, but the caregiving staff stay for the long-haul, which ultimately I feel is more important because they develop the...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Belmont Village of Oak Park is located in the heart of historic Oak Park, a western suburb of Chicago. Our senior living residents don't have to go far to enjoy all the 'Windy City' has to offer. Close to the facility are shops, galleries, places of worship, and RUSH Oak Park Hospital. And when...
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Photo of Victory Centre of River Woods
11 Video available
1515 Photos available
11 Floor plan available
8.0
Review score
28 reviews
8.0
Review score
28 reviews
5 star
64%
4 star
14%
3 star
11%
2 star
4%
1 star
7%
See all reviews
My loved one is currently a resident at Victory Centre of River Woods and overall things have been good for him. I think he's in a good place, not great but good. I do recommend this facility to others.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Our longstanding mission is to transform the way society thinks about aging and senior living. Our Victory Centre of River Woods community is an extension of that promise. We are steadfast in our commitment to cultivate a genuine home for you or your loved one. Above all else, this is your life...
See details
Photo of Plymouth Place, a CCRC
1111 Photos available
8.0
Review score
5 reviews
8.0
Review score
5 reviews
5 star
40%
4 star
0%
3 star
20%
2 star
0%
1 star
40%
See all reviews
I’ve been at Plymouth Place now for over two months and love this place. My apartment is a one bedroom 900 sq ft with a 20 ft porch that spans the living and bedroom with sliding glass doors in each room....
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
A La Grange Park landmark, Plymouth Place is a Continuing Care Retirement Community (CCRC) that provides independent living, assisted living, memory support and skilled care.Plymouth Place's 20-acre campus offers the beauty of private, tree-lined lanes, plus the convenience of being located...
Photo of Windsor Place
11 Photo available
8.0
Review score
8 reviews
8.0
Review score
8 reviews
5 star
13%
4 star
25%
3 star
25%
2 star
24%
1 star
13%
See all reviews
I chose the Windsor Place community because all the guys are friendly. I have no issues. I also chose this community for the location mainly.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Windsor Place is a senior housing community of 55 and over residents and is located in the historic and vibrant city of La Grange, Cook County, Illinois. A drive away from luscious woods and parks, Windsor Place is the perfect setting for anyone looking for a peaceful and relaxing home....
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Photo of Belmont Village Lincoln Park
11 Video available
1616 Photos available
2222 Floor plans available
7.9
Review score
43 reviews
7.9
Review score
43 reviews
5 star
79%
4 star
9%
3 star
5%
2 star
0%
1 star
7%
See all reviews
I would give Belmont Village LP a rating of 5 ( best) in every category. No place is perfect; but we have been very pleased with the experience we have had the last 2.5 years. Belmont Village is especially...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
At Belmont Village Lincoln Park, you’ll find the perfect blend of comfort, care and active living. The mid-rise building maintains the look and feel of the area with an architectural style very closely replicating the Nellie Black building that previously occupied the site. Nestled in the new...
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Photo of The Sheridan at River Forest
11 Video available
1717 Photos available
77 Floor plans available
Pricing promotion expiring soon
7.9
Review score
12 reviews
7.9
Review score
12 reviews
5 star
58%
4 star
17%
3 star
25%
2 star
0%
1 star
0%
See all reviews
The care staff does seem to care. The administrative staff can sometimes be hard to reach. It is a beautiful facility and I think it would be hard to find a perfect facility. I would recommend it.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
See details
Photo of Senior Suites of New City
44 Photos available
22 Floor plans available
7.8
Review score
18 reviews
7.8
Review score
18 reviews
5 star
72%
4 star
11%
3 star
11%
2 star
0%
1 star
6%
See all reviews
The office staff are amazing and very attentive, maintenence responds in a timely manner,they have a lot that the residents are able to engage in,it's a good fit for my mom especially the social aspects.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Senior Suites of Jefferson Park
66 Photos available
22 Floor plans available
7.7
Review score
44 reviews
7.7
Review score
44 reviews
5 star
67%
4 star
23%
3 star
5%
2 star
5%
1 star
0%
See all reviews
I picked this community because it was close to family, referred threw a high school friend. We don't have meals here, just free utilities and laundry, parking spot thru wait list. My rent is reasonable now....
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of New City Supportive Living
11 Photo available
33 Floor plans available
5 star
0%
4 star
50%
3 star
50%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Photo of Montclare Supportive Living
1717 Photos available
22 Floor plans available
5 star
50%
4 star
0%
3 star
50%
2 star
0%
1 star
0%
See all reviews
I am very happy and pleased with this facility so far. All of the staff members have been so helpful and very accommodating. I really like the director and she was amazing in getting my cousin set up and...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Montclare Supportive Living Community is the choice for an affordable assisted lifestyle community in the Lawndale neighborhood of Chicago. Welcome to a gracious, affordable assisted lifestyle in your community. At the Montclare, you’ll enjoy friendly neighbors to share common life...
Photo of Senior Suites Gage Park
77 Photos available
22 Floor plans available
7.0
Review score
29 reviews
7.0
Review score
29 reviews
5 star
83%
4 star
7%
3 star
7%
2 star
0%
1 star
3%
See all reviews
This facility is good. A nice and clean atmosphere. We haven't had any problems so far and we're happy with it. Maintenance is quick to fix things when they need it. My loved one is happy here. I would...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Imagine being able to live in a beautiful building, in a community of friends, receive monthly housekeeping services and benefit from specially designed safety features - all for one low affordable monthly rate and in the Chicago neighborhood you've called home for most of your life. As a...
See details
Photo of Drexel Horizon
77 Photos available
11 Floor plan available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My mom is a new resident and she is doing fine. She has been there for quite some time and she is all settled in. Things are going good, it is a good fit for her budget and the space around. The community is...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Drexel Horizon is located Cicero, Illinois which is a town in Cook County. This area is a serene environment that allows residents to relax and interact with each other. The community offers independent living that enables residents to enjoy a stress-free life.A live in Maintenance couple oversee...
Photo of Churchview Supportive Living
11 Video available
1010 Photos available
22 Floor plans available
1.0
Review score
6 reviews
1.0
Review score
6 reviews
5 star
0%
4 star
33%
3 star
50%
2 star
0%
1 star
17%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Churchview Supportive Living is an assisted living community located in Chicago, IL. The city of Chicago is located in Cook County and home to over 2.7 million people. It's an exciting city with lots of great restaurants and shops. Residents can enjoy going on outings when the weather is warm and...

Our methodology

How we rank order the Chicago community options above

We developed a proprietary recommendation system that orders Chicago community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

Costs of independent living in the Chicago area

The cost of an independent living community within 10 miles of the Chicago city center averaged $3,203 per month in 2022, according to A Place for Mom’s proprietary data. This figure includes rent as well as any add-on fees that the community offers. Chicago independent living costs can vary based on floor plans, amenities and add-ons, and location. North of downtown Chicago tends to have a higher cost of living, whereas south of downtown often has lower costs. The following figures represent baseline Chicago area independent living rental costs, not including add-on fees.

Average monthly cost of Independent Living in Chicago, IL vs. nearby cities

Chicago, IL
$6,099/mo
$6,076/mo
$5,989/mo

Average monthly cost of Independent Living in Chicago, IL vs. the state and national average

Chicago, IL
$6,099/mo
U.S. national average
$4,019/mo

Average monthly cost of Independent Living in Chicago vs. other types of senior living

$5,724/mo
Independent Living
$6,099/mo

Median monthly costs of Independent Living in Chicago, IL by room type

Semi-Private
$9,076/mo
Studio
$4,587/mo
1 Bedroom
$4,655/mo
2 Bedroom
$6,564/mo

Average cost of Independent Living in Chicago over time

Chicago, ILIL stateNational

What families are saying about independent living in Chicago

Recent reviews for independent living in Chicago

Cantata Adult Life Services a CCRC in Brookfield, IL

4.8
I recommend Cantata because they have a robust rehab gym staffed with professionals in physical therapy, occupational therapy, balance, speech/memory therapy. It is located on a quiet tree lined landscaped campus with onsite Assisted Living, Skilled Nursing and Independent Living. The staff ...
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Liberty Village in Elmhurst, IL

5.0
I could not be happier with the Liberty Village community is every regard. [name removed] and [name removed] has been amazing and I am very happy that my father is there. Based on the experience we have had so far, we would recommend this community to other families.

Victory Centre of Elk Grove in Elk Grove Village, IL

5.0
My brother lives in Victory Centre of Elk Grove Village, IL. I visit him frequently and I have found it to be Clean, Friendly and warm. The Staff from Administration to Nursing, Dining, and Maintence are all warm and caring, they know the residents' names, are respectful and always willing ...
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How people pay for independent living in Chicago

Independent living community costs are not covered by public sources like Medicare or Medicaid, though in-home care services may be covered for medically qualifying seniors. However, there are many private ways to pay for independent living. Veteran Affairs (also known as VA) pensions and benefits may also help to offset costs of independent living for eligible senior veterans and their spouses.

Private pay methods for independent living in Chicago
  • Income: Even if you are no longer bringing in a paycheck, you may still have income in the form of Social Security benefits, savings, pensions, or investments.
  • Proceeds from the sale of a house: Many seniors transitioning to independent living are looking to downsize so as not to worry about home ownership and maintenance in retirement. Selling a home can not only free up such responsibilities, but it can also provide some equity to cover the cost of rent at an independent living community.
  • Reverse mortgage: If selling your home isn’t feasible, a reverse mortgage can enable you to take a loan from the home’s current equity.
  • Life insurance: Some life insurance policies can be sold to a third party or surrendered for cash, which can then be used to cover senior living during your retirement. Talk to your insurance provider to see what your options are.
  • Long-term care insurance: Long-term care insurance does not cover the cost of rent at an independent living community. However, it can be used for in-home care services for medical conditions. Some seniors choose in-home care rather than moving to an assisted living community. Policies do vary though, so plan ahead and check with your policy provider to see what is covered in terms of future care needs.

Housing support for independent living in Chicago

Housing support for independent living in Chicago

Unlike support-focused senior living communities such as assisted living and memory care, independent living community costs are not not covered by Medicaid or Medicare.

Some independent living communities accept HUD 202 waivers, which are a form of housing assistance offered by the U.S. Department of Housing and Urban Development.

Supplemental Security Income (also commonly called Social Security or SSI) may also aid you in paying for independent living, depending on the community and your eligibility.

In-home care resources in Chicago

Chicago resident Medicaid resources

Supportive Living Program fact sheet. Illinois’ Supportive Living Program is intended as an alternative to nursing care. It is offered to lower-income individuals 65 and older or individuals age 22+ with disabilities. Take a look at Supportive Living eligibility requirements, available service options, payment methods, and more.

About Aid to the Aged, Blind or Disabled. Aid to the Aged, Blind or Disabled, or AABD Cash, is a program offered by the Illinois Department of Human Services. AABD Cash was created to grant financial support to Illinois residents who are elderly, blind, or disabled and need help paying for care services. Explore eligibility as well as how to apply.

Illinois Application for Benefits Eligibility. Illinois offers several benefit programs to help lower-income residents afford food, health care, child care, Medicare premiums, and other costs of living. Understand and manage your Illinois benefits, including Medicaid; Aid to the Aged, Blind or Disabled (AABD Cash); Supplemental Nutrition Assistance Program (SNAP); and more.

Contact the Illinois Department of Human Services. The Illinois Department of Human Services, or IDHS, offers many support services to Illinois residents who are not able to be financially independent. These resources can help you find Illinois Department of Human Services offices or get in contact with the right department for your needs.

Illinois Healthcare Portal for Seniors. This portal can help you find information on health care assistance for Illinois senior residents.

Chicago benefits check service. Here you can find out your eligibility for over 70 state and federal benefits programs.

Additional Chicago Medicaid contacts

Chicago Senior Services
Chicago Senior Services hotline: 312-744-4016
Hours: Monday through Friday, 9 a.m. – 5 p.m.
Email: Aging@CityofChicago.org
Facebook.com/ChiSeniorServices

Chicago resident Medicare resources

Social Security Administration. Find out about Medicare benefit options offered by the U.S. Social Security Administration, like medical care coverage.

Online Medicare application. From this page you can apply for Medicare through the U.S. Social Security Administration.

Illinois Long-Term Care Ombudsman Program. This program offers Illinois seniors advocacy to protect their rights and improve their quality of life, especially in long-term care facilities. If you or your loved one are being mistreated or receiving poor care in a senior living community, the ombudsman program can help you receive the proper support.

Illinois Department on Aging Long-Term Care. Explore information on long-term care insurance and other resources to assist in covering the costs of Illinois senior care.

Chicago veterans benefit resources

Veterans and their surviving spouses can use their Veterans Affairs (VA) pension toward rent in an independent living community. If the veteran or their spouse is disabled, they may also qualify for the Aid and Attendance benefit, which is an additional pension stipend that can be used to cover the cost of any service meant to improve a senior’s quality of life. To qualify for the Aid and Attendance benefit, a veteran must qualify for a VA pension and meet at least one of the following criteria:

  • Have limited eyesight
  • Require assistance from a caregiver to perform activities of daily living
  • Spend much of each day in bed due to illness
  • Live in a nursing home due to physical or mental disability

Disabled, housebound seniors in need of home care services may be eligible to receive the Housebound allowance to help cover the costs of these services. Note that you cannot receive both the Aid and Attendance benefit and the Housebound allowance at the same time.

For more information, you can visit the Illinois Department of Veterans’ Affairs Services/Benefits page, where you will find information on local programs to aid veterans and their families with education, employment, senior care, and more.

The Illinois Department of Veterans’ Affairs also provides Veteran Service Officers (VSOs) for benefits assistance. Veteran Service Officers can help you get the most out of the VA benefits available to you and your family. Explore the VSO Directory to find the local VSO office in your county. Once a senior is enrolled in their VA health care benefits and receiving support services, VA patient advocates at VA Chicago health care can help VA patients navigate their care services.

Related: Visit our complete guide to VA benefits

60159

Number of Chicago veterans

Percentage of Chicago veterans age 75+, according to the U.S. Census Bureau

Additional Chicago VA contacts

2122 W. Taylor St.
Chicago, IL 60612
Hours: 8 a.m. – 4 p.m., Monday through Friday
Phone: 800-827-1000

Community Resource & Referral Center (CRRC)
1141 S. California Ave.
Chicago, IL 60612-9998
Phone: 312-569-5750
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Phone: 312-569-7959

Chicago Vet Center
3348 W. 87th St., Suite 2
Chicago, IL 60652-3767
Phone: 773-962-3740
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Evanston Vet Center
1901 Howard St.
Evanston, IL 60202
Phone: 847-332-1019
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Understand Illinois laws and regulations for independent living communities

Illinois independent living communities are required to enforce a 55 year age minimum per the Illinois Administrative Code.[02] While families and children of seniors may be able to live in independent living depending on the community, residents will need to verify that at least one member of their household is 55 or over.

While Illinois does not have many requirements specific to independent living, these buildings must comply with the legal standards of any type of housing. While building codes vary across the state of Illinois, Chicago living spaces are required to maintain standards such as:

  • Fire retardant building materials [03]
  • Minimum square foot requirements for specific numbers of people
  • Bathrooms accessible to each bedroom without requiring passage through another bedroom
  • Proper and accessible building exits

To report a building code violation in Chicago, you can call 3-1-1 or fill out an online service request.

All living spaces are also required to be ADA compliant, which means that reasonable accommodations and modifications are made for individuals with disabilities. Under federal law, owners of housing facilities cannot deny tenancy to individuals with disabilities.

Reasonable accommodations are adjustments to rules or policies so that tenants with disabilities are not left out of the activities or benefits offered to other tenants. Property managers may provide accommodations, such as the following:

  • convenient parking
  • acceptance of rent payment on a date that corresponds to tenant’s disability payments
  • enabling tenants with disabilities to have equal access to the complex’s shared spaces or activities

Modifications involve making changes to the apartment complex and unit to make it more accessible to those with disabilities. This can mean adding a wheelchair ramp or hands-free entrance or simply installing handrails in bathrooms. The costs of these modifications are to be covered by the owner of the rental property rather than by the tenant with the disability.[04]

Find contact information and resources for tenant rights’ advocacy, housing discrimination, housing-related legal aid, eviction assistance, and more through Illinois’ Tenant Rights, Laws and Regulations website.

Additional Chicago Department of Health resources

Illinois Department of Public Health — Chicago headquarters offices

122 S. Michigan Ave., 7th and 20th Floors
Chicago, IL 60603
Phone: 312-814-2793

69 W. Washington St., 35th Floor
Chicago, IL 60602
Phone: 312-814-5278

COVID-19 regulations for Chicago independent living communities

There are currently no COVID-19 regulations in place for Chicago independent living communities.

Features of independent living communities in Chicago

Chicago independent senior living communities typically offer private apartments or condos. Floor plans often include living areas, fully equipped kitchens, and wheelchair-accessible bathrooms with hand rails. Check out some other features common to Chicago independent living communities:

  • Balconies or patios
  • High-speed internet access
  • Storage units
  • On-site maintenance and management staff
  • Wheelchair-accessible units and common areas

Some communities even offer the following types of on-site services for additional fees:

  • Laundry and housekeeping
  • Meal services
  • Emergency staff on call
  • Transportation services
  • Concierge services
  • Third-party care services

Resident-only clubhouses are also common to Chicago independent living communities. These clubhouses promote socialization among residents and give them access to even more shared amenities, such as the following:

  • Social lounges and game rooms
  • Movie theaters
  • Libraries and media rooms
  • Business centers
  • Fitness centers
  • Pools
  • BBQ areas
  • Social calendars

Chicago independent living communities provide the active senior with an exciting urban locale that has convenient access to entertainment, shopping, dining, and the sparkling Lake Michigan shoreline. On-site storage and maintenance foster a more relaxing environment than home ownership. Some independent living communities even offer an aging-in-place option for an even more worry-free living experience.

Aging-in-place services

Chicago’s independent living communities with aging-in-place options are typically part of a larger senior living facility that includes multiple care types and accommodations on one campus, such as assisted living and memory care. Communities that offer these add-on care services are ideal for the senior who may need more assistance down the line. If a senior’s care needs ever evolve past the care offered in the independent living community, they can just add on the care services they need without having to relocate to a new community. Aging-in-place features provide security in the event of surgery, illness, or other medical events. A Place for Mom has 17 partnered communities in Chicago that offer aging-in-place services, with access to home care agencies, memory care, and skilled nursing services on site.

Chicago independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Chicago independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Chicago, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Chicago independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Chicago partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Chicago, ILNational
Nutritionist / dietician
Nutritionist / dietician
19.6%
20%
Low / no sodium
Low / no sodium
20.9%
33.4%
No sugar
No sugar
19.6%
30.9%
Vegetarian
Vegetarian
20.9%
32.8%
Pureed meals
Pureed meals
3.9%
7.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Chicago independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Chicago communities that offer dining options to their discerning residents compared to our partners nationally.
Chicago, ILNational
Professional chef
Professional chef
19.6%
35.8%
Restaurant style dining
Restaurant style dining
24.2%
42.6%
Room service
Room service
18.3%
36.1%
Anytime dining
Anytime dining
5.9%
16.9%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Chicago independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Chicago offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Chicago, ILNational
Activity director
Activity director
27.5%
44.4%
Pet-focused programs
Pet-focused programs
17.6%
27.7%
Community service programs
Community service programs
22.2%
32.1%
Devotional activities on-site
Devotional activities on-site
41.8%
48.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
30.1%
48.9%
Outings / off-site activities
Outings / off-site activities
47.7%
53.9%
Piano or organ
Piano or organ
20.3%
42.2%
Arts and crafts center
Arts and crafts center
20.9%
36.9%
Educational speakers / life long learning
Educational speakers / life long learning
26.1%
40.8%
Clubs / games / karaoke
Clubs / games / karaoke
28.8%
46.6%
Live performances
Live performances
26.8%
46.3%
Dances
Dances
20.3%
31.8%
Fitness center
Fitness center
22.2%
38.9%
Fitness classes
Fitness classes
28.1%
46.1%
0.0%20.0%40.0%60.0%80.0%100%

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Unfamiliar with Chicago? Highlights for seniors

342400

Number of Chicago seniors age 65+, according to U.S. Census Bureau

12%

Percent of Chicago residents age 65+

66000

Number of veterans in Chicago

72%

Percentage of Chicago’s older adults who self-report being in overall good health, according to Center for Community Health Equity

Health care for seniors in Chicago

Chicago residents have many innovative and highly rated medical centers to choose from. Several of Chicago’s medical facilities also offer specialty geriatric care.

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Northwestern Memorial Hospital

Northwestern Memorial Hospital is the highest ranking hospital in the state of Illinois, according to U.S. News and World Report. It’s nationally ranked in 10 adult specialties, and it partners with Northwestern University Feinberg School of Medicine to foster world-class patient care and medical innovation.

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Rush University Medical Center

Rush University Medical Center is ranked No. 2 out of all Chicago hospitals, according to U.S. News and World Report. Rush is known for outstanding patient care, education, and medical research, with roots going back nearly 200 years.

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University of Chicago Medical Center

University of Chicago Medical Center is the third-highest ranked hospital in Chicago and in the state of Illinois, according to U.S. News and World Report. Known for exceptional geriatric care services, University of Chicago Medical Center is a nonprofit academic hospital established in 1927.

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NorthShore University Health System

NorthShore University Health System is the fourth-highest ranking Chicago hospital, according to U.S. News and World Report. The NorthShore system includes six hospitals and over 140 medical centers all over the Illinois area.

Transportation for seniors in Chicago

While driving in the city is an option, heavy traffic and limited parking can make it a challenge. Fourteen of A Place for Mom’s partnered independent living communities in Chicago offer transportation services at an additional cost. For those without transportation, many Chicago residents count on public transportation. The most convenient and cost effective way to get around is the Chicago Transit Authority “L” train. The Chicago Transit Authority also has over 100 bus routes.

While Chicago is relatively walkable, it’s quite big, so it can be helpful to know what other options are available. For the active individual, Chicago’s Divvy bike-share system can be a fun way to get around, and the Metra Rail train is great for commuting to the Chicago suburbs. Chicago also provides AC Med Tran transportation services specifically for seniors, veterans, and individuals who require a wheelchair or mobility assistance.

Compiled from data about Chicago’s population, public transportation, walking and bike routes, and more, the Windy City has received the following WalkScore ratings, [08] each out of 100:

Transportation card image
77

Walk Score

Transportation card image
72

Bike Score

Transportation card image
65

Transit Score

A senior couple sharing a pair of binoculars while outdoors

Senior activities in Chicago

As the most populous city in the Midwest, Chicago always has something exciting to offer. Whether you’re looking for great food, fine arts, exciting sports, or exhilarating shopping, you’ll find it in Chicago. The striking architecture of the city contrasted against the glistening Lake Michigan shoreline creates an idyllic backdrop for your golden years.

The closer to the city center, the more social opportunities seniors have with others who are in the same stage of life. The Norwood Park Senior Center sits just outside the city center’s 10-mile radius. It features a state-of-the-art fitness center, a library, and a reading room. Additionally, lunch is served Monday through Friday. Chicago seniors can make new connections as they partake in games, Zumba and yoga classes, seasonal water aerobics, music appreciation, and educational classes.

Chicago’s lovers of the arts can explore the offerings of the Belmont Theater District, Museum of Contemporary Art, and Chicago Symphony Orchestra, to name just a few local art centers.

When the family comes to visit, the Lincoln Park Zoo and Lincoln Park Bird Sanctuary offer free admission daily, or you can take advantage of the Children’s Museum senior discounts. Chicago residents can also visit the wonders of the ocean for a reduced rate at Shedd Aquarium.

When the grandkids go back home, take a trip to nearby Elgin for a scenic evening at Grand Victoria Casino on the river. Or, stay local and dine, sample locally crafted wines, and enjoy entertainment at City Winery — Riverwalk Winegarden in the spring and the City Winery — West Loop all year round.

The following are just a few Chicago attractions with senior discounts and specials:

Frequently Asked Questions

Encore Village of Schaumburg, a CCRC, Brookdale Northbrook and Brookdale Des Plaines are the top-rated Independent Living facilities near Chicago, IL. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Independent Living in Chicago is $6,099 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

Test answer:

The average cost of Independent Living in Chicago is $6,099 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. United States Census Bureau. (2021). Veteran status (S2101): Chicago [Data set]. American Community Survey.

  2. Illinois General Assembly. Health Facilities and Regulation (210 ILCS 9/) Assisted Living and Shared Housing Act.

  3. International Code Council. (2019, December 1). 2019 Chicago building code with revised April 2022 supplement.

  4. U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.

  5. A Place for Mom. (2022). A Place for Mom proprietary data.

  6. U.S. Census Bureau. (2021, July 21). Chicago city, Illinois. QuickFacts.

  7. Laflamme, E., Harper-Jemison, D., Jorgensen, E., Reina, M., Rushovich, T., Weaver, K., Prachand, N., Shah, R., Lange-Maia, B., & De Maio, F. (2019, August). Healthy Chicago databook: Older adult health. Center for Community Health Equity.

  8. Walk Score. (2022). Living in Chicago.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

United States Census Bureau. (2021). Veteran status (S2101): Chicago [Data set]. American Community Survey.

2.
3.

International Code Council. (2019, December 1). 2019 Chicago building code with revised April 2022 supplement.

4.

U.S. Department of Housing and Urban Development. (2022). Reasonable accommodations and modifications.

5.

A Place for Mom. (2022). A Place for Mom proprietary data.

6.

U.S. Census Bureau. (2021, July 21). Chicago city, Illinois. QuickFacts.

7.

Laflamme, E., Harper-Jemison, D., Jorgensen, E., Reina, M., Rushovich, T., Weaver, K., Prachand, N., Shah, R., Lange-Maia, B., & De Maio, F. (2019, August). Healthy Chicago databook: Older adult health. Center for Community Health Equity.

8.

Walk Score. (2022). Living in Chicago.